🇬🇧 UK Mortgage Rates 12 July 2026 - Barclays Holds Cheapest 5yr Fix | Best Rate 4.23%
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YouTubeUK Mortgage Rate Watch
🇬🇧 UK Mortgage Rates 12 July 2026 - Barclays Holds Cheapest 5yr Fix | Best Rate 4.23%
UK mortgage rates update - 12 July 2026. Barclays continues to hold the cheapest 5-year fixed rate since the Middle East conflict began - 4.23% for buyers. Best 5-year fixed (buying): 4.23% (Barclays) Best 2-year fixed at 60% LTV: 4.24% (Nationwide) Market average: 5.51% (2yr) / 5.50% (5yr) Average SVR: 7.13% On a typical £250,000, 25-year ...
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