Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

ERGO NEXT reports gap insurance helps small businesses cover the remaining loan balance after a vehicle is totaled, offering ...

Gap insurance: Is it needed when buying a new car? There’s nothing quite like the feeling of driving a brand-new car off the lot. The spotless interior, the gleaming paint, the distinctive “new car ...

Insurance companies pay the depreciated value of your car if it’s totaled or stolen, which might be less than your car loan balance. Gap insurance can cover the difference between the vehicle’s value ...

Gap health insurance helps pay for costs not covered by your main health insurance plan. Gap insurance is supplemental medical coverage that's usually used to help cover the costs you're responsible ...

As soon as you drive a new car off the showroom forecourt, it begins to lose value. If it’s written off or stolen early on, your standard insurance will only pay out its current market value — not ...

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A car's value can depreciate by up to 20% in its first year, according to Kelley Blue Book. If you're leasing or financing a vehicle, you could find yourself in a situation where the balance on your ...