Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision insurance covers repair or replacement costs for your car after an accident, regardless of fault. It's typically required if you lease or finance your vehicle. Understanding your deductible ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Discover how broad form insurance offers extended coverage for specifically named perils and risks, typically with higher ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Fact checked by Suzanne Kvilhaug Key Takeaways Car insurance costs are expected to keep rising in 2025, driven by climate ...

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